Do I Need Uninsured Motorist Coverage?
Auto Insurance · 5 min read· Three state versions
The answer depends on the state where you were hurt. Choose your state to read this guide under its law.
Alabama
Two years to file, from the date of injury (Ala. Code § 6-2-38)
If you are found even 1% at fault, you can be barred from recovering anything.
Read the Alabama guide
Georgia
Two years to file, from the date of injury (O.C.G.A. § 9-3-33)
You can recover if you were less than 50% at fault; your award is reduced by your share of fault.
Read the Georgia guide
South Carolina
Three years to file, from when the injury was or should have been discovered (S.C. Code § 15-3-530)
You can recover if you were 50% or less at fault; your award is reduced by your share of fault.
Read the South Carolina guideThese guides are provided for general educational purposes only and do not constitute legal advice or create an attorney-client relationship. State law and its application depend on the specific facts of your situation and can change over time. For advice about your matter, speak with an attorney licensed in your state.